Don't take home insurance lightly, it protects your home in trouble - Edu News

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Sunday, September 27, 2020

Don't take home insurance lightly, it protects your home in trouble

  Don't take home insurance lightly, it protects your home in trouble

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Home insurance covers home thefts, terrorist attacks, home fires, earthquakes, or other car damage to the home.


New Delhi: Build a house with your own hard-earned money. Have the necessary luggage in it. Also, install CCTV cameras and a strong locking system for security. But we overlook some of the security issues. It is home insurance. We repay home loans but avoid home insurance. Let me tell you that home insurance compensates for the loss of the house and the loss of the goods kept in the house in the future.


What is a cover

Anyone who is the official owner of a property or who lives in the house as a tenant can take home insurance. Home insurance covers home thefts, terrorist attacks, home fires, earthquakes or other car damage to the home.


Understand which home insurance to take

There are two types of home insurance. One is the structure of the house and the other is the furniture kept in the house. If you are a tenant you can take out a home cover policy.


Keep this in mind

When you take home insurance, be aware of what is covered and what is not. Some insurance companies cover losses in natural disasters while some do not. So you need to cover it.


Premiums are cheaper if you have a new home

Home insurance is very cheap. The premium may be higher if your home is older. You also get a discount on new building conditions. Geographical location is also important in premiums. The insurance company also offers you a discount if you have a security guard or a camera installed in your home.

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Keep this in mind when making a claim

If an unfortunate situation arises and you are in a position to make a claim, you should first consider the damage control. Take a photo or video of the damage. Fill in the claim form well understood. You may also need to provide a copy of the FIR in lieu of damages. Can apply for repair of any goods in case of damage.